1.         Introduction

1.1     We are committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information.

1.2     By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.

2.         Collecting personal information

2.1     We may collect, store and use the following kinds of personal information:

(a)      information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system,    referral source, length of visit, page views and website navigation paths);

(b)      information that you provide to us when registering with our website (including your email address);

(c)      information that you provide when completing your profile on our website.

(d)      information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including your name and email address);

(e)      information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);

(f)      information contained in or relating to any communications that you send to us or send through our website (including the communication content and meta data associated with the communication);

(g)       any other personal information that you choose to send to us.

2.2     Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with the terms of this policy.

3.         Using your personal information

3.1     Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.

3.2     We may use your personal information to:

(a)      administer our website and business;

(b)      enable your use of the services available on our website;

(c)      supply to you services purchased through our website;

(d)      send you non-marketing commercial communications;

(e)      send you email notifications that you have specifically requested;

(f)       send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);

(g)       deal with enquiries and complaints made by or about you relating to our website;

(h)     keep our website secure and prevent fraud;

(i)      verify compliance with the terms and conditions governing the use of our website.

4.         Disclosing personal information

4.1     We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this policy.

4.2     We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.

4.3     We may disclose your personal information:

(a)      to the extent that we are required to do so by law;

(b)      in connection with any ongoing or prospective legal proceedings;

(c)      in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

(d)      to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and

(e)      to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

4.4     Except as provided in this policy, we will not provide your personal information to third parties.

5.         International data transfers

5.1     Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy. Any such transfer of your personal data will be carried out in compliance with applicable laws.

6.         Retaining personal information

6.1     This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.

6.2     Personal information that we process for any purpose shall not be kept for longer than is necessary for that purpose.

6.4     Notwithstanding the other provisions of this Section 6, we will retain documents (including electronic documents) containing personal data:

(a)      to the extent that we are required to do so by law;

(b)      if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and

(c)      in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

7.         Security of your personal information

7.1     We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.

7.2     We will store all the personal information you provide on our secure (password- and firewall-protected) servers.

7.3     You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).

8.         Amendments

8.1     We may update this policy from time to time by publishing a new version on our website.

8.2     You should check this page occasionally to ensure you are happy with any changes to this policy.

8.3     We may notify you of changes to this policy by email.

9.         Your rights

9.1     You may instruct us to provide you with any personal information we hold about you.

9.2     We may withhold personal information that you request to the extent permitted by law.

9.3     You may instruct us at any time not to process your personal information for marketing purposes.

9.4     In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.

11.      Updating information

11.1    Please let us know if the personal information that we hold about you needs to be corrected or updated.

12.      Cookies

12.1 Description of Cookies

Cookies are small text files that are stored on your PC, phone or other web enabled device when you visit our website. They are not harmful and do not contain any confidential information such as your home address, date of birth or credit card details. Some of these cookies are required by our site to enable you to transact whilst other non essential cookies enable us to give you an enhanced and simplified web experience. There are two types of cookies: permanent and temporary (session cookies). Permanent cookies are stored as a file on your computer or mobile device for no longer than 12 months. Session cookies are stored temporarily and disappear when you close your browser session.

12.2 Why we use Cookies

By using our site, you consent to the use of these cookies. Cookies are used on our site for the following reasons:

To allow you to securely sign in to your  account.

12.3 Your right to withdraw your consent to the use of Cookies

The information stored in cookies is safe and anonymous. They do not contain any information which could personally identify you and your account security is never compromised.

We us cookies to ensure that we provide the best possible standard of service to our online customers. However, as part of our privacy and security policy, we require your consent to use them. To withdraw your consent, or if you want to be notified each time a cookie is about to be used, you should amend the settings provided in your web browser to prevent us from storing cookies on your computer's hard drive. For information on how to disable cookies, please consult the "Help" tab of your browser via the menu bar. For further information on non essential cookies used for targeting and banner advertising please see below.

It must be noted that if you choose not to consent to the use of cookies, your experience of our site will be limited and many integral aspects of the site will not work at all.